To make college more affordable, this bill will finally end the unwarranted taxpayer-subsidies that go to banks for student loans. Instead, let’s take that money and give families a $10,000 tax credit for four years of college and increase Pell Grants. And let’s tell another one million students that when they graduate, they will be required to pay only ten percent of their income on student loans, and all of their debt will be forgiven after twenty years – and forgiven after ten years if they choose a career in public service. Because in the United States of America, no one should go broke because they chose to go to college.So... what about me? I went $40,000 into debt to become a teacher, and I've been working at a Title I (low-income) school for 4 years. What about my debt? Do I just get screwed and have to pay back everything because I chose to go into public service BEFORE promises to forgive my loans had been made? He keeps talking about rewarding people for choosing to go into public careers, but hasn't yet made any mention of those of us already there.